Privacy Policy
Privacy Policy Notice
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number
- Birth date, Name, Address, Phone Number
- Occupation, Investment Experience
- Account Balances, Transaction History
- Assets and Income
How?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Paul R. Ried Financial Group, LLC chooses to share; and whether you can limit this sharing.
| Reasons we can share your personal information | Does Paul R. Ried Financial Group share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
| For our marketing purposes — to offer our products and services to you. We will never sell or share your personal information with 3rd parties for their marketing purposes. This includes email, SMS, and any other forms of communication. | Yes | No |
| For joint marketing with other financial companies | No | No |
| For our affiliates’ everyday business purposes — information about your transactions and experiences | No | No |
| For our affiliates’ everyday business purposes — information about your creditworthiness | No | No |
| For nonaffiliates to market to you | No | No |
Who we are
| Who is providing this notice? | Paul R. Ried Financial Group, LLC |
What we do
| How does Paul R. Ried Financial Group, LLC protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. Access to your personal and account information is restricted to only those employees who need to know, and we train our employees in the proper handling of personal information. We require companies that help provide our services to you to protect the confidentiality of the personal information we receive. |
| How does Paul R. Ried Financial Group, LLC collect my personal information? |
We collect your personal information, for example, when you:
|
| Why can’t I limit all sharing? |
Federal law gives you the right to limit only:
|
Definitions
| Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies. |
| Non-affiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies. |
| Joint marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you. |
Other important information
In response to a California law, we automatically treat accounts with California billing addresses as if you do not want to disclose personal information about you to non-affiliated third parties except as permitted by the applicable California law. We will also limit the sharing of personal information about you with our affiliates to comply with all California privacy laws that apply to us.
SMS Consent is not shared with third parties. We do not sell or share your SMS opt-in consent or phone number with third parties for their marketing purposes. Service providers that facilitate SMS message delivery on our behalf (such as our communications platform) may receive this information solely to perform that service.